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This version of Internet Explorer (IE9 and below) is not supported. Please consider upgrading your browser or switching to Chrome or Firefox. Nacha menu Utility Navigation Store EventsLogin Search Main navigation Get Involved Become a Member Join industry leaders in shaping and influencing U.S. payments. Nacha Direct Member Payments Innovation Alliance Membership Afinis Interoperability Standards Membership Affiliate Program Membership Collaborate Members and accredited professionals participate in Nacha Communities and Forums. Afinis Interoperability Standards Education Smarter Faster Payments Conference TPI Home School AAP and APRP Accreditation Distance Learning ACH What is ACH? It almost certainly impacts your life. Learn how. ACH Network Volume Statistics Same Day ACH Direct Deposit & Payment Rules & Enforcement Making billions of transactions safe and secure every year. Upcoming Rules Operations Bulletins Report a Violation Nacha Operating Rules Online Risk Management Ensuring safety so new opportunities and applications can thrive. Risk Management Portal Current Fraud Threats Regulatory Guidance Report an ACH Data Breach Programs & Services Additional ACH Programs and Resources Nacha Operating Rules Products Nacha Certified Preferred Partner Program Nacha Elevation Consulting Standards Afinis APIs Phixius ISO 20022 Quest EBT Healthcare EFT News Press Releases Blog Advocacy Search Close Breadcrumb Home Risk Management Posted on February 04, 2019 Share post Information sharing is a key element in understanding, assessing, and managing risk. Nacha works with the industry and with the Risk Management Advisory Group to address important risk management and fraud prevention topics. Nacha’s risk management team develops tools, guidance and sound business practices for financial institutions and their ACH customers, as well as for third parties. Nacha’s Risk Management Portal A single resource to access all of our risk databases, industry participants can access the Third-Party Sender Registration Database, the Direct Access Registration Database, the Terminated Originator Database, and the Financial Institution Contact Database. Learn more about Risk Management Current Threats Nacha is committed to helping financial institutions, businesses, other organizations, and consumers protect themselves and prevent fraudulent activity. Learn more about Current Threats Regulatory Guidance Regulatory bodies such as FinCEN, FFIEC, OCC and others issue and update guidance regularly, and it is important that financial institutions and other ACH Network participants are aware of and understand the implications new regulations and guidance can have on their operations. Learn more about Regulatory Guidance Report an ACH Data Breach ACH Data Breach Reporting provides a clear means for ODFIs to report any theft or misuse of consumer-level ACH data. That reporting, in turn, increases the Network’s security and helps Nacha mitigate future data theft. Learn more about ACH Data Breach Reporting Risk Management Advisory Group The Risk Management Advisory Group (RMAG) works with industry stakeholders and key Nacha staff to continually assess risks faced by Network participants. The group makes recommendations to Nacha about risk education, tools and resources, risk mitigation policies and potential rule changes. In particular, RMAG has provided input on the development of key rules, such as network enforcement and risk management and assessment, published white papers on risk management, and contributed its expertise to developing Nacha’s Terminated Originator Database. The group continues to play a leading role in counteracting potential risks to the ACH Network. RMAG is proactive and relies on member collaboration in order to help Nacha and the industry maintain a safe, efficient and high-quality ACH Network. ACH Risk Management Related content June 29, 2020 Lyons Founded in 1989, Lyons Commercial Data, a division of Autoscribe Corporation, is a premier provider of quality U.S. financial institution data including bank routing numbers and other information critical to transaction processing. Lyons Commercial Data helps processors, financial institutions,… May 11, 2020 PaymentWorks The PaymentWorks’ Business Identity Platform automates complex payee-management processes in mid-to-large organizations to eliminate business payments fraud, reduce cost and ensure regulatory compliance. 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